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0}.ad-results-mid{height:90px;margin:1.35rem 0}.ad-footer-pre{height:90px;margin:2rem 0}.main{max-width:1080px;margin:2rem auto 0;padding:0 1.75rem 6rem}.main-cols{grid-template-columns:1fr 272px;align-items:start;gap:1.75rem;display:grid}.main-center{min-width:0}@media (width<=860px){.main-cols{grid-template-columns:1fr}.sidebar{display:none}}.sidebar{flex-direction:column;gap:1.1rem;display:flex}.sidebar-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--r);box-shadow:var(--shadow-card);padding:1.25rem 1.4rem}.sidebar-card h4{color:var(--text3);text-transform:uppercase;letter-spacing:.12em;margin-bottom:.85rem;font-size:10px;font-weight:700}.rate-row{border-bottom:1px solid var(--border);justify-content:space-between;align-items:center;padding:6px 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.rc:nth-child(6){animation-delay:.38s}@keyframes fadeUp{0%{opacity:0;transform:translateY(10px)}to{opacity:1;transform:translateY(0)}}@keyframes fadeIn{0%{opacity:0}to{opacity:1}}@keyframes spin{to{transform:rotate(360deg)}}@keyframes shake{0%,to{transform:translate(0)}20%{transform:translate(-6px)}40%{transform:translate(6px)}60%{transform:translate(-4px)}80%{transform:translate(4px)}}.shake{animation:.4s shake}.modal-cta:disabled{opacity:.75;cursor:not-allowed;transform:none}.modal-cta.loading{opacity:.82;cursor:not-allowed;transform:none}.results-header{align-items:center;gap:10px;margin-bottom:1.25rem;display:flex}.results-header:before,.results-header:after{content:"";background:var(--border);flex:1;height:1px}.results-header span{color:var(--text3);text-transform:uppercase;letter-spacing:.14em;white-space:nowrap;font-size:10px;font-weight:700}.result-meta{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:.5rem;margin-bottom:1.25rem;display:flex}.gbadge{letter-spacing:.01em;border-radius:20px;padding:5px 14px;font-size:11.5px;font-weight:600}.gbadge.long{background:var(--accent-pale);color:var(--accent)}.gbadge.short{background:var(--danger-pale);color:var(--danger)}.held-label{color:var(--text3);font-size:12px;font-family:var(--mono)}.result-grid{grid-template-columns:1fr 1fr;gap:12px;margin-bottom:1.25rem;display:grid}.rc{border-radius:var(--r-sm);padding:1.1rem 1.25rem}.rc-default{background:var(--surface2);border:1px solid var(--border)}.rc-accent{background:linear-gradient(135deg,var(--accent) 0%,var(--accent2) 100%);box-shadow:0 4px 16px #0b5e3833}.rc-warn{background:var(--danger-pale);border:1px solid #b830251f}.rc-label{letter-spacing:.1em;text-transform:uppercase;margin-bottom:.4rem;font-size:9.5px;font-weight:700}.rc-default .rc-label{color:var(--text3)}.rc-accent .rc-label{color:#ffffff8c}.rc-warn .rc-label{color:var(--danger)}.rc-val{font-family:var(--mono);letter-spacing:-.025em;font-size:1.65rem;font-weight:500;line-height:1}.rc-default .rc-val{color:var(--text)}.rc-accent .rc-val{color:#fff}.rc-warn .rc-val{color:var(--danger)}.rc-sub{margin-top:.35rem;font-size:11px;line-height:1.4}.rc-default .rc-sub,.rc-warn .rc-sub{color:var(--text3)}.rc-accent .rc-sub{color:#ffffff8c}.rc-full{grid-column:1/-1}.rc-total{background:linear-gradient(135deg,#0b3d24 0%,var(--accent) 60%,var(--accent2) 100%);border:1px solid #ffffff0f;box-shadow:0 8px 32px #0b5e3840}.rc-total .rc-label{color:#ffffff80}.rc-total .rc-val{color:#fff;font-size:2.1rem}.rc-total .rc-sub{color:#ffffff80}.rc-tax-lines{border-top:1px solid #ffffff1a;flex-wrap:wrap;gap:5px 16px;margin-top:.7rem;padding-top:.65rem;display:flex}.rc-tax-line{color:#ffffff94;white-space:nowrap;align-items:center;gap:5px;font-size:11px;display:flex}.rc-tax-line strong{color:#fff;font-weight:600;font-family:var(--mono);font-size:11px}.rc-tax-line-dot{background:#ffffff4d;border-radius:50%;flex-shrink:0;width:4px;height:4px}.rc-state-hint{color:#ffffff6b;margin-top:.5rem;font-size:11px;font-style:italic;display:none}.rc-state-hint.on{display:block}@media (width<=480px){.rc-total .rc-val{font-size:1.7rem}}.insights-box{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-sm);box-shadow:var(--shadow-card);margin-bottom:1.25rem;display:none;overflow:hidden}.insights-box.show{animation:.3s fadeUp;display:block}.insights-header{background:var(--surface2);border-bottom:1px solid var(--border);align-items:center;gap:9px;padding:.8rem 1.25rem;display:flex}.insights-header-icon{background:linear-gradient(135deg,var(--accent),var(--accent2));border-radius:6px;flex-shrink:0;justify-content:center;align-items:center;width:26px;height:26px;font-size:12px;display:flex}.insights-header-text{color:var(--text2);text-transform:uppercase;letter-spacing:.12em;font-size:10px;font-weight:700}.insights-list{flex-direction:column;gap:2px;padding:.5rem .85rem;display:flex}.insight-item{border-bottom:1px solid var(--border);align-items:flex-start;gap:11px;padding:.7rem .35rem;display:flex}.insight-item:last-child{border-bottom:none}.insight-pip{border-radius:6px;flex-shrink:0;justify-content:center;align-items:center;width:26px;height:26px;margin-top:1px;font-size:11px;display:flex}.insight-pip-green{background:var(--accent-pale)}.insight-pip-amber{background:var(--gold-pale)}.insight-pip-red{background:var(--danger-pale)}.insight-pip-blue{background:var(--pro-pale)}.insight-body{flex:1;min-width:0}.insight-title{color:var(--text);margin-bottom:2px;font-size:13px;font-weight:600;line-height:1.35}.insight-desc{color:var(--text2);font-size:12px;line-height:1.65}.insight-desc strong{color:var(--text);font-weight:600}.insight-tag{letter-spacing:.06em;text-transform:uppercase;border-radius:20px;margin-bottom:4px;padding:2px 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.wsc-label{color:var(--accent)}.wsc-amount{font-family:var(--mono);letter-spacing:-.025em;font-size:1.5rem;font-weight:500;line-height:1}.wsc-now .wsc-amount{color:var(--danger)}.wsc-later .wsc-amount{color:var(--accent)}.wsc-rate{margin-top:.25rem;font-size:11px}.wsc-now .wsc-rate{color:var(--danger);opacity:.7}.wsc-later .wsc-rate{color:var(--accent);opacity:.75}.wait-sim-saving{background:linear-gradient(135deg,var(--accent) 0%,var(--accent2) 100%);border-radius:var(--r-sm);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:.75rem;margin-bottom:.75rem;padding:.9rem 1.1rem;display:flex;box-shadow:0 4px 16px #0b5e3833}.wss-left{align-items:center;gap:10px;display:flex}.wss-icon{font-size:1.2rem;line-height:1}.wss-copy strong{color:#fff;margin-bottom:2px;font-size:13px;font-weight:600;display:block}.wss-copy span{color:#fff9;font-size:12px}.wss-amount{font-family:var(--mono);color:#fff;white-space:nowrap;letter-spacing:-.025em;font-size:1.5rem;font-weight:500}.wait-sim-note{color:var(--text3);align-items:flex-start;gap:6px;font-size:11.5px;line-height:1.6;display:flex}.wait-sim-note:before{content:"ⓘ";opacity:.5;flex-shrink:0;margin-top:1px}@media (width<=480px){.wait-sim-cols{grid-template-columns:1fr}}.state-teaser{background:var(--pro-pale);border-radius:var(--r-sm);border:1px solid #1b2d721f;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:1rem;margin-bottom:1.25rem;padding:1.1rem 1.25rem;display:flex}.st-copy strong{color:var(--pro);margin-bottom:.25rem;font-size:13px;font-weight:600;display:block}.st-copy p{color:#3a4a8a;max-width:420px;font-size:12px;line-height:1.55}.st-btn{background:var(--pro);color:#fff;border-radius:var(--r-sm);cursor:pointer;font-size:12px;font-weight:600;font-family:var(--font);white-space:nowrap;border:none;padding:9px 16px;transition:all 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#0000001a}.ps-btn:hover{opacity:.92;transform:translateY(-1px)}.next-steps{background:var(--surface2);border:1px solid var(--border);border-radius:var(--r-sm);margin-bottom:1.25rem;padding:1.1rem 1.25rem}.next-steps h4{color:var(--text3);text-transform:uppercase;letter-spacing:.14em;margin-bottom:.85rem;font-size:10px;font-weight:700}.ns-item{border-bottom:1px solid var(--border);align-items:flex-start;gap:11px;padding:8px 0;font-size:13px;display:flex}.ns-item:last-child{border-bottom:none}.ns-icon{background:var(--accent-pale);border-radius:7px;flex-shrink:0;justify-content:center;align-items:center;width:30px;height:30px;margin-top:1px;font-size:13px;display:flex}.ns-body strong{color:var(--text);margin-bottom:2px;font-size:13px;font-weight:600;display:block}.ns-body span{color:var(--text2);font-size:12px;line-height:1.55}.aff-bar{background:var(--surface2);border:1px solid var(--border);border-radius:var(--r-sm);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:1rem;padding:1.1rem 1.25rem;display:flex}.aff-copy strong{color:var(--text);margin-bottom:.15rem;font-size:13px;font-weight:600;display:block}.aff-copy p{color:var(--text2);font-size:12px;line-height:1.5}.aff-link{background:linear-gradient(135deg,var(--accent) 0%,var(--accent2) 100%);color:#fff;border-radius:var(--r-sm);white-space:nowrap;font-size:12px;font-weight:600;font-family:var(--font);padding:9px 16px;text-decoration:none;transition:all .2s;display:inline-block;box-shadow:0 2px 8px #0b5e3833}.aff-link:hover{opacity:.9;transform:translateY(-1px)}.results-disclaimer{background:var(--surface2);border:1px solid var(--border);border-radius:var(--r-sm);flex-direction:column;gap:.3rem;margin-bottom:1.1rem;padding:.9rem 1.1rem;display:flex}.results-disclaimer p{color:var(--text3);margin:0;font-size:11.5px;line-height:1.65}.results-disclaimer p strong{color:var(--text2);font-weight:600}.results-disclaimer .disc-meta{color:var(--text3);opacity:.7;margin-top:.1rem;font-size:10.5px}@media print{.results-disclaimer{-webkit-print-color-adjust:exact;print-color-adjust:exact;background:#f5f5f5!important;border-color:#ccc!important}}.print-btn{background:var(--pro-pale);width:100%;color:var(--pro);border-radius:var(--r-sm);font-family:var(--font);cursor:pointer;letter-spacing:.01em;border:1px solid #1a2b6b26;margin-top:10px;padding:10px;font-size:13px;font-weight:600;transition:background .15s;display:none}.print-btn:hover{background:#dce1f3}.lock-sm{opacity:.5;margin-left:5px;font-size:10px;font-weight:400}.pro-placeholder{text-align:center;padding:4rem 1.5rem}.pp-icon{background:var(--pro-pale);border-radius:16px;justify-content:center;align-items:center;width:64px;height:64px;margin:0 auto 1.35rem;font-size:1.6rem;display:flex}.pp-title{font-family:var(--serif);color:var(--text);letter-spacing:-.025em;margin-bottom:.5rem;font-size:1.6rem;font-weight:600}.pp-desc{color:var(--text2);max-width:380px;margin:0 auto 1.5rem;font-size:13.5px;line-height:1.7}.ms-settings{grid-template-columns:1fr 1fr 1fr 1fr;gap:1rem;margin-bottom:1.25rem;display:grid}.ms-wrap{border:1px solid var(--border);border-radius:var(--r-sm);-webkit-overflow-scrolling:touch;margin-bottom:1rem;overflow-x:auto}.ms-table{border-collapse:collapse;width:100%;min-width:680px;font-size:13px}.ms-table th{color:var(--text3);text-transform:uppercase;letter-spacing:.09em;text-align:left;background:var(--surface2);border-bottom:1px solid var(--border);white-space:nowrap;padding:9px 8px;font-size:10px;font-weight:700}.ms-table td{vertical-align:middle;border-bottom:1px solid var(--border);padding:5px 4px}.ms-table tr:last-child td{border-bottom:none}.ms-table tr:hover td{background:#00000004}.ms-table input,.ms-table select{min-width:0;padding:8px 9px;font-size:13px}.ms-table input[type=date]{min-width:128px}.ms-del{border:1px solid var(--border);border-radius:var(--r-sm);cursor:pointer;color:var(--text3);font-size:12px;font-family:var(--font);background:0 0;padding:5px 9px;line-height:1;transition:all .15s}.ms-del:hover{border-color:var(--danger);color:var(--danger);background:var(--danger-pale)}.ms-add{background:var(--surface2);border:1px dashed var(--border2);border-radius:var(--r-sm);color:var(--text2);cursor:pointer;width:100%;font-size:13px;font-family:var(--font);margin-bottom:1.1rem;padding:10px;font-weight:500;transition:all .15s}.ms-add:hover{background:var(--surface3);border-color:var(--accent);color:var(--accent)}.ms-results{margin-top:1.5rem;display:none}.ms-results.show{animation:.3s 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var(--r-sm) var(--r-sm) 0;box-shadow:var(--shadow-card);margin-bottom:1.35rem;padding:1.1rem 1.25rem}.harvest-intro>p{color:var(--text2);margin-bottom:0;font-size:13px;line-height:1.75}.harvest-intro strong{color:var(--text);font-weight:600}.harvest-intro em{font-style:italic}.hi-rule{background:var(--border);height:1px;margin:.85rem 0}.hi-cols{grid-template-columns:1fr 1fr;gap:1rem;display:grid}.hi-col-label{color:var(--accent);text-transform:uppercase;letter-spacing:.09em;margin-bottom:.3rem;font-size:10px;font-weight:700}.hi-col-body{color:var(--text2);font-size:12.5px;line-height:1.65}.hi-col-body strong{color:var(--text);font-weight:600}@media (width<=560px){.hi-cols{grid-template-columns:1fr}}.harvest-results{margin-top:1.5rem;display:none}.harvest-results.show{animation:.3s fadeUp;display:block}.harvest-sum{grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:1.1rem;display:grid}.harvest-opp{background:var(--accent-pale);border-radius:var(--r-sm);border:1px solid 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0;padding:1.25rem;display:flex}.trust-item{color:var(--text3);align-items:center;gap:7px;font-size:12px;font-weight:500;display:flex}.trust-dot{background:var(--accent-mid);border-radius:50%;flex-shrink:0;width:5px;height:5px}.faq-section{content-visibility:auto;contain-intrinsic-size:0 800px;max-width:1080px;margin:2.5rem auto;padding:0 1.75rem}.faq-head{margin-bottom:1.75rem}.faq-title{font-family:var(--serif);color:var(--text);letter-spacing:-.025em;margin-bottom:.35rem;font-size:1.85rem;font-weight:600}.faq-sub{color:var(--text3);font-size:13px}.faq-list{border:1px solid var(--border);border-radius:var(--r);background:var(--surface);box-shadow:var(--shadow-card);overflow:hidden}.faq-item{border-bottom:1px solid var(--border)}.faq-item:last-child{border-bottom:none}.faq-q{text-align:left;width:100%;font-family:var(--font);color:var(--text);cursor:pointer;background:0 0;border:none;justify-content:space-between;align-items:center;gap:1rem;padding:1.2rem 1.4rem;font-size:13.5px;font-weight:500;transition:background .18s;display:flex}.faq-q:hover{background:var(--surface2)}.faq-icon{background:var(--surface2);width:24px;height:24px;color:var(--text3);border-radius:6px;flex-shrink:0;justify-content:center;align-items:center;font-size:14px;font-weight:400;transition:transform .2s,background .18s;display:flex}.faq-q.open .faq-icon{background:var(--accent-pale);color:var(--accent);transform:rotate(45deg)}.faq-a{color:var(--text2);max-height:0;font-size:13px;line-height:1.8;transition:max-height .3s,padding .2s;overflow:hidden}.faq-a.open{max-height:600px;padding:0 1.4rem 1.2rem}.faq-a strong{color:var(--text);font-weight:600}.modal-overlay{z-index:500;-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px);background:#0000008c;justify-content:center;align-items:center;padding:1rem;display:none;position:fixed;inset:0}.modal-overlay.on{animation:.18s 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